| Smoking is a health hazard, to both those who smoke | | | | for a non-smoker and a smoker to pay the same |
| and those who are exposed to secondhand fumes. | | | | premiums. |
| Due to this hazard, many companies have begun to | | | | Nicotine Tobacco Testing |
| test their employees for nicotine via nicotine drug tests. | | | | Nicotine drug testing can be carried out in several |
| Nicotine tests help employers and insurance | | | | ways, the most popular of which are nicotine urine |
| companies alike evaluate a person's health more | | | | testing and blood testing. A great tobacco test kit can |
| accurately, often times resulting in increased costs to | | | | be found at TestCountry. This home nicotine test kit is |
| the smoker. | | | | a urine test that detects both nicotine and cotinine in a |
| Nicotine Testing for Insurance | | | | sample of urine taken from a donor. Nicotine urine |
| Nowadays, many insurance companies require a full | | | | testing can be done at home, in the office or during an |
| physical before accepting an individual onto one of their | | | | insurance mandated physical. Results appear quickly |
| coverage plans. While this certainly holds true for | | | | and these nicotine tests are laboratory accurate. |
| health insurance, it is even more prevalent in the realm | | | | Oftentimes, parents are concerned about whether or |
| of life insurance policies. Life insurance companies | | | | not their teenagers are smoking cigarettes. But with a |
| require applicants to undergo an insurance company | | | | tobacco test kit, the answers to your most pressing |
| test for smoking. This is typically performed through | | | | question will be answered. Nicotine addiction is very |
| blood testing for nicotine or a nicotine urine test. Should | | | | real. The sooner you find out if your teen is smoking, |
| an individual be found to have nicotine in their system, | | | | the sooner you can help your child overcome their |
| they will be required to pay a higher insurance | | | | nicotine addiction. |
| premium. Quite simply, smoking puts your health at risk, | | | | Insurance companies can potentially save money by |
| and insurance companies are not willing to take that | | | | enforcing insurance company test for smoking. These |
| risk without first, a tobacco test and second, higher | | | | nicotine drug tests help insurance companies adjust |
| monetary compensation. | | | | their premiums to be fairer for non-smokers, as it is not |
| Employer Nicotine Testing | | | | fair for non-smokers and smokers to pay the same |
| While an employer cannot discriminate against | | | | rates. |
| employees who smoke, they can certainly screen their | | | | Employers also benefit from tobacco use detection |
| workers for nicotine use. These tobacco tests help | | | | tests and can save money when they buy health |
| companies decide how much their employees are | | | | insurance for employees. Using nicotine urine testing is |
| required to pay for health insurance coverage. The | | | | easy and effective and helps employers decide on fair |
| thought behind this practice is that it would not be fair | | | | insurance payment rates for their workers. |